FAQs About Auto Insurance in Las Cruces, NM 

There are several types of auto insurance coverage in Las Cruces, NM, including:

• Liability Coverage (required in NM)
• Collision Coverage
• Comprehensive Coverage
• Medical Payments Coverage
• Uninsured/Underinsured Motorist Protection

Each type protects you in different ways. We help you choose the best mix for your needs.

New Mexico requires minimum liability coverage. But many drivers choose higher limits or full coverage for better protection. At George Gandy Insurance, we’ll review your vehicle, lifestyle, and budget to recommend the right auto insurance coverage in Las Cruces, NM.

Rates are based on:

• Your driving record
• Vehicle type and age
• Where you live (like Las Cruces)
• Your age and gender
• Coverage limits and deductibles

Our agents compare top carriers to find the best rate for you.

Yes! Common discounts include:

• Safe driver
• Multi-policy (bundle with home)
• Good student
• Anti-theft devices
• Low mileage

Ask us about available auto insurance discounts in Las Cruces, NM.

Comprehensive coverage helps pay for damage not caused by a crash, such as:

• Theft
• Vandalism
• Fire
• Weather events (like hail)
• Animal collisions

It’s ideal for full protection in Las Cruces and beyond.

To file a claim:

• Contact your insurance carrier or George Gandy Insurance
• Provide the details of the incident
• Submit photos or documents if needed
• Follow your claims adjuster’s steps

We're here to assist every step of the way

Driving without insurance in NM is illegal. Penalties may include:

• Fines
• License suspension
• Vehicle registration revocation

Stay protected with reliable auto insurance in Las Cruces, NM.

Simply call or visit George Gandy Insurance to:

• Add or remove a vehicle or driver
• Update your address
• Change coverage limits
• Request a policy review

We make it easy to keep your policy up to date.